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The universal compulsory coverage provides for remedy in case of sickness or accident and pregnancy. Health insurance coverage covers the costs of medical treatment, treatment and hospitalization of the insured. However, the insured person pays a part of the costs as much as a maximum, which may range based mostly on the individually chosen plan, premiums are then adjusted accordingly. The entire healthcare system is geared towards to the final goals of enhancing normal public health and reducing costs while encouraging particular person responsibility.
As the identify suggests, individual health insurance coverage policies are designed to satisfy the medical expenses of an individual. For an example, in case you go for this sort of well being policy with sum assured quantity of Rs. 5 Lakh, you may claim as much as Rs.5 Lakh when you fall sick and the illness is covered under your health policy.