gives a wide variety of well being plans including individual and household health insurance, group well being insurance coverage, HMOs, PPOs, POS, Indemnity plans, brief-term well being insurance coverage, dental health insurance, and international travel health insurance. Popular health insurance firms resembling Blue Cross and Blue Shield, Anthem, Aetna, Humana, Golden Rule Insurance Company, HealthNet, Assurant, Celtic, Unicare, Kaiser and PacifiCare Life and Health Insurance Company supply the plans we characteristic.
The universal obligatory coverage gives for treatment in case of illness or accident and pregnancy. Health insurance coverage covers the costs of medical treatment, medication and hospitalization of the insured. However, the insured particular person pays part of the prices as much as a maximum, which might range based mostly on the individually chosen plan, premiums are then adjusted accordingly. The complete healthcare system is geared in direction of to the final targets of enhancing normal public health and reducing costs whereas encouraging particular person responsibility.
I was some what aware of this to a sure extent. I know that there are hospitals that need to deal with you and can’t turn you away. Years ago my husband had been out of labor fo over a 12 months and our sons appendix bursted on the working table. We had taken him to uc Davis in n. Calif, he resulted in pediatric icu for a week to the tune of over $50,000. That was in the late 80’s. They had us file some paperwork and we by no means saw a invoice. It was all paid in full.
I am fortunate to dwell in Louisiana , where we’ve got charity hospitals primarily based on revenue and talent to pay. When I retired just recently , my insurance went up to $644.00 a month for simply me! I had to cancel it,so I will have to use a charity plan, as I even have serious pre-present well being issues that can hinder me from being insured at an inexpensive price. I do not know what all Pres. Obama’s plans to require well being insurance coverage goes to do to my itty -bitty retirement check!